i am happy the writer has given the clear and genuine advice from bottom of his heart, we need such guidance for the younger generation who are taking too much of risk for the hard earned money,the job marketof today is not permanent like before,with everyday story of hearing hire and fire,the money we get today has to be preserved with zero risk,this advice suits best specially to salary earning people.
while businessmen can divide their risk.salary people shud never invest in risky ventures .