u can get student loan in all most all indian banks. i think 1 lakhs per month should be enough for most of the univs in usa. more over if u have plan to do gratuate study in usa, u might get assistantship. but to get assistantship, u have to have good gre or gmat score. more over u will get so many univs where tution fee is low. try to apply such type of univs.