Hi, So far as my knowledge goes all the nationalized banks (like SBI) have their schemes to help students to get study loan. You need to contact the study abroad section/department of that bank. For my case they wanted to have some proof of security like a house or land or something like that. Some of my friends had to sign a bond with the related bank before they approve their loan. They had to repay the loan amount with interest after finishing their study in US & getting job. Hope this helps. Atanu. University of Florida http://plaza.ufl.edu/atanu75