I took a home loan for 9 Lakhs just 3 months ago and the Bank informed me that the loan has been insured and that should something happen to me my wife would not be on the road, nor would she have to pay any EMI thereafter. This is most reassuring - but I do not have anything in writing and now after reading all your letters - I am going to clarify with the bank and would like to get the same insurance in writing.
