this is baba here, actuaaly before some days some one from Aviva life insuarance executive has called me & told me about Mutual fund & SIP but exactly i dont know how it works. please tell me i have money & want to invest to some where i want to invest 1000 rs per month for 15 to 18 yrs but after that i need high returns. & free life insuarance coverage policy with the scheme so please any one please tell me how much i will get back after 15 or 18 yrs & what life insuarance i will get the total money that i will take to my home.