One crore is not a big these days. There are thousands of avenues available to get a return mainly estate, property, gold and shares. I would personally life to build an ultra-modern Learning Centre where human resources can be built and developed for their own uplift and thus assist the economy of the country. They say don't give a fish to a needy but teach him to fish. The former give him one meal but the latter gives him the skill to earn meals for ever.