mutal fund is a investment option that provid u facility to make investment in equity.it is safer than directly investment in market.in every mutal fnd house there is a fund manager who take care of ur fund.mtal fund never invest ur money in one stock they invest 40 to 50 different stock.thatswhy it quite safe.bt its not 100% safe but if have a view of long term investment than we can assume that we wil definately get good return.atleast more than fix deposite. for more details:mail me at smitagarwalk@yahoo.co.in