I have read the article on Personal Loan. I have a very bad experience taking a loan from ICICI. You will never come to know their interest rates. Many hidden things surface only after the loan is sanctioned to you. Interest rates are exorbitant and are on flat rate contrary to what their agent will tell you. I ended up paying 17% instead of 9.75% or so (if paid on reducing balance as promised by the agent). There is no clarification from their end even after writing to them.
