Hi , To whom so ever concerned. Well, common saving is good only when it is diverisified.In india currently juz saving dosent reap much.In this environment the male can make investments with avings and the womens part can be in fxed instruments where capital garanteed.It also keeps them in loop and gives a confidance and grip in family.Most of the time womens do have reasons but unable to reach out.So, its good we first listen to others views then to consider ours.Discussion on this matter openly will settle everything.