Regarding this article I would like to say is that rather than thinking what negative things can happen to us and wasting our time (& money) it would be better if we spend our time thinking something which is constructive & positive and keep our trust in god almighty, for what will happen if the insurence co. which has insured you goes bust ? How can you trust the insurance company more than God almighty ? and there is no limit of what can be insured .....so better have faith in God almighty and sleep in peace.