Thanks for the info on Term insurence.Please advice if term insurence give death benefit or not.If yes ,I will like to go for a term insurence.Please advice any insurence company for term insurence.
RLIC is providing SA 10 lakh at the age 24 for term 30 years @ 2570/-. Then how come your data is correct. Please dont give such duff gen to the people. You are a very very responsible site and I hope you will never repeat this in the future.
How have published the same stale and incorrect data once again. You require to verify from all insurance companies before identifying the lowest. You are not supposed to mislead your readers.
My Year Birth Is 1955 Nov.Kindly Suggest Some Pension Plans,such that I should Get Pension atleast Rs.6000/- per Month.Write to savanur1@rediffmail.com
It is unfortunate that the Article does not include the Cheapest Premium Plans.
Check the Premium for Plans 1.Anmol Jeevan - I 2.Amulya Jeevan.
It would be nice, if rediff really do some analysis before publishing article like this. Otherwise the article should provide good information to the people. Let the premium by all the insurance company be inlcuded for a better understanding.
Dont limit the scope of the Article to certain companies. It will not provide thorough idea about the intention of the author to the fellow readers.
RE:RE:its an advertise
by nishchal sharma on Dec 16, 2007 01:57 PM Permalink
hey can you let me know any term insurance which cover accidental deaths as well as natural and any other form of deaths
RE:RE:RE:its an advertise
by Vishnu Dev on Dec 16, 2007 03:21 PM Permalink
My Dear Sharmaji, please log-in to licindia.com and Get the Premium Quote for Plans "Anmol Jeevan-I" and Amulya Jeevan. Both covers, Natural death, Accident Death and Permanent Disability due to Accident.
Ask any agent about the term plan and he will simply try to avoid it. They are more interested in ULIPs or Money back plans as these plans fetch them more commission. I have taken one term plan from Max New York and one from LIC. LIC plan is a bit costlier but only LIC has got 35 years term. for Rs 25 lakh term for 35 years I am paying 8875/ PA. My age is 27. LIC also dont offer Accidental Death Benefit. I will advice every body to go for Term Plan ELSS . Its a great combination.
RE:No agent wants u to take term insurance
by Vishnu Dev on Dec 16, 2007 03:17 PM Permalink
My Dear the term plan offered by LIC do includes ACCIDENT COVER and Permanent Disability Benefit Due to Accident upto a Maximum of INR 50,00,000. You might have chosen the Plan without Accident Benefit Cover. Pls Check it. Now also you can include the accident benefit by paying the extra premium @ Re 1/'000 SA.
RE:No agent wants u to take term insurance
by MPG NAMBIAR on Dec 16, 2007 11:40 AM Permalink
IT IS QUITE RIDICULAOUS TO SAY THE AGENT WILL TRY TO AVOID TALKING TERM PLAN. CONTACT ANY MAX NEW YORK LIFE AGENT HE WILL BE TOO HAPPY TO GUIDE BETTER ON THE SUBJECT
Re: RE:No agent wants u to take term insurance
by sanay grande on Mar 05, 2009 04:35 PM Permalink
hahaha... i know that Max Newyork offers the heighest comission to their agents.
RE:RE:No agent wants u to take term insurance
by vanraj vank on Mar 15, 2008 07:57 PM Permalink
sir, for your kind information HDFC TERM PLAN for your age is available @ 7150 which is chip compare to LIC it also offer rider like accelerated sum assured,accidental death benefit and critical illness benefit to choose from. Thanks,