Re: regarding pension
by gauri bhandare on May 10, 2009 02:37 PM Permalink
Plz provide your contact information- or contact on below mentioned number 9820275310-
Iwld like to know if i can take a LIC plan Jeevan Suraksha on behalf of my parents ( though they either will be the beneficiary only & not the payer of premium) Is there any clause available to go about it.
Re: Plan on behalf of parents
by SNJK Venkatesam on Feb 02, 2009 04:07 PM Permalink
It is important to know before buying / advising an insurance plan. Your personal information plays a very important role in deciding whether the plan would help you meet your need or not. To take this discussion further, you may reply to the email address with infomration like your parents age, your age, any other dependents like spouse, kids (their ages), income of your parents, household expenses, your contribution to household expenses, your personal expenses, etc.
Hi, I wld like to know can i take a policy on behalf of my parents (though they either will just be the beneficiary & not the payer of premium),Pls let me know if there is any clause for the same. revert back on chayanika.83@gmail.com
Re: Plan on behalf of parents
by SNJK Venkatesam on Feb 02, 2009 04:08 PM Permalink
It is important to know before buying / advising an insurance plan. Your personal information plays a very important role in deciding whether the plan would help you meet your need or not. To take this discussion further, you may reply to the email address with infomration like your parents age, your age, any other dependents like spouse, kids (their ages), income of your parents, household expenses, your contribution to household expenses, your personal expenses, etc.
Re: pension plan
by SNJK Venkatesam on Feb 02, 2009 04:13 PM Permalink
Do not know whom you are requesting. But in case you need any information, you may contact on the email id snjkv@rediffmail.com
I came to know that if i have to invest Rs.12000p.a.in hdfc pension plan for 5 years and then not to pay for next four years. In the 9th year, i will get 222000/- in i withdrawn the amount. is it true ?
Re: HDFC PENDSION PLAN
by rohit kumar on Oct 27, 2008 04:08 PM Permalink
Donot invest in HDFC pension plan, they r a big cheat, huge admin charges and my principal amount gets reduced heavily and it never hiked more than 75% of my principal, i tried all fund switches but in vein. they have very dull financial management team
Re: Re: HDFC PENDSION PLAN
by SNJK Venkatesam on Feb 02, 2009 04:14 PM Permalink
In case you need details on Retirement Planning, instead of looking at pension plans, write for a detailed discussion to snjkv@rediffmail.com
If i pay Rs 20000 per year .For how long should i continue to avail pension , and what will be thre rate of pension.And for maximum benefits what type of pension shoud i prefere and under which company
Re: benefits ubder pension plan
by SNJK Venkatesam on Feb 02, 2009 04:17 PM Permalink
Generalised questions are difficult to answer because, your's is a specific case and the recommendation change depending on the person's personal and financial data, his needs and objectives etc. For a detailed discussion you may write to snjkv@rediffmail.com
thanx for a nice article.i would like to know the fate of pension plans(including ulip)if the policy holder wishes to take voluntary retirement well before(Say,5 years)maturity date.pl reply to s_nagaraja_rao@yahoo.com