I have ICICI credit card from last 5 years. I taken one computer and money transfer from ICICI bank to City bank. I converted all my amount in to EMI and i paid also. After that i used my card about 20-30 thousand and i paid every month 5,000 from last 3years but my credit balance is showing same. so i stoped paying the credit card bill. so, now my credit is showing 70,000 and i discussed with bank people I told them i will pay up to 30,000 not more than that but they are asking me to pay 50,000 thousand that is imppossible for me. what I have to do now please help me.