I was holding Barclays Bank credit card. I was paying the dues properly. However, due to outstation problem, one of due is paid in few days late and for which they have levied abnormal late payment fees and also interest on that. I have immediately called up the customer and placed the request to reverse the late payment fee and interest thereon explaining the reasons. However, they have rejected my request. That late payment they have accumulated and levied further late payment fee and interest and overdue interest and made the balance to 10,000 now. The initial late payment fee etc was only less then 1000. Now the entire balance is made up of latepayment fee, interest, overdue interest etc.
When they started the recovery process, I have requested for one year statement to justify my claim, which they are refusing to provide.
Now they have started giving pressure and black mailing me to make the payment. They are also threatening me and not willing to share 12 months statements. They are threatening me that they will be police complaint if I don't make payment. Hence, I would request your help to stop their threatens and getting the statement to justify my claims.
25.04.2011 The Governor, Reserve Bank Of India, New Delhi. Sub: Harrasement by SBI Credit Card
Dear Sir, I was holding SBI Credit Card and my Credit Card Numbr was 5264 6853 1510 0469. Lateron on phonebanking SBI Crdit Card persons asked me for treansfer of my Outstanding of ABN Amro Bank . But they sent me a cheque of And Cheque No 525 703 dt 5.02.2007 issed in favour of ABN Amro Bank was not used and as per my Credit Card it is used. Actually , this cheque was misplaced by me and I have never used this facility. But there statement reflected this entry and I was of the opinion that they have transferred automatically, but later on I came to know that it was not transferred. At every time SBI Credit card raised the bill and I refused them to give my statement and I refused to make payment without my all statement. But they have issued a notice and have paid following cheques: 1) Ch No 0802995 amounting to Rs 5,000.00 drawn on HDFC Bank Ltd and cheque was cleared on 3rd October 2008.
2) Ch No 0923493 amounting to Rs 7,681.11 drawn on HDFC Bank Ltd and Cheque was cleared on 24.01.2009. But still my CIBIL report is showing Outstanding Balance and I have written various mails to SBI and letter to SBI but no reply is received. So you are requested to look into the matter and clear my CIBIL Report and refund of Rs 11,250.00 . It is further requested that Yourgoodself should take an proper action against SBI Bank for my harrsement & issue sho
25.04.2011 The Governor, Reserve Bank Of India, New Delhi. Sub: Harrasement by SBI Credit Card
Dear Sir, I was holding SBI Credit Card and my Credit Card Numbr was 5264 6853 1510 0469. Lateron on phonebanking SBI Crdit Card persons asked me for treansfer of my Outstanding of ABN Amro Bank . But they sent me a cheque of And Cheque No 525 703 dt 5.02.2007 issed in favour of ABN Amro Bank was not used and as per my Credit Card it is used. Actually , this cheque was misplaced by me and I have never used this facility. But there statement reflected this entry and I was of the opinion that they have transferred automatically, but later on I came to know that it was not transferred. At every time SBI Credit card raised the bill and I refused them to give my statement and I refused to make payment without my all statement. But they have issued a notice and have paid following cheques: 1) Ch No 0802995 amounting to Rs 5,000.00 drawn on HDFC Bank Ltd and cheque was cleared on 3rd October 2008.
2) Ch No 0923493 amounting to Rs 7,681.11 drawn on HDFC Bank Ltd and Cheque was cleared on 24.01.2009. But still my CIBIL report is showing Outstanding Balance and I have written various mails to SBI and letter to SBI but no reply is received. So you are requested to look into the matter and clear my CIBIL Report and refund of Rs 11,250.00 . It is further requested that Yourgoodself should take an proper action against SBI Bank for my harrsement & issue sho
25.04.2011 The Governor, Reserve Bank Of India, New Delhi. Sub: Harrasement by SBI Credit Card
Dear Sir, I was holding SBI Credit Card and my Credit Card Numbr was 5264 6853 1510 0469. Lateron on phonebanking SBI Crdit Card persons asked me for treansfer of my Outstanding of ABN Amro Bank . But they sent me a cheque of And Cheque No 525 703 dt 5.02.2007 issed in favour of ABN Amro Bank was not used and as per my Credit Card it is used. Actually , this cheque was misplaced by me and I have never used this facility. But there statement reflected this entry and I was of the opinion that they have transferred automatically, but later on I came to know that it was not transferred. At every time SBI Credit card raised the bill and I refused them to give my statement and I refused to make payment without my all statement. But they have issued a notice and have paid following cheques: 1) Ch No 0802995 amounting to Rs 5,000.00 drawn on HDFC Bank Ltd and cheque was cleared on 3rd October 2008.
2) Ch No 0923493 amounting to Rs 7,681.11 drawn on HDFC Bank Ltd and Cheque was cleared on 24.01.2009. But still my CIBIL report is showing Outstanding Balance and I have written various mails to SBI and letter to SBI but no reply is received. So you are requested to look into the matter and clear my CIBIL Report and refund of Rs 11,250.00 . It is further requested that Yourgoodself should take an proper action against SBI Bank for my harrsement & issue sho
25.04.2011 The Governor, Reserve Bank Of India, New Delhi. Sub: Harrasement by SBI Credit Card
Dear Sir, I was holding SBI Credit Card and my Credit Card Numbr was 5264 6853 1510 0469. Lateron on phonebanking SBI Crdit Card persons asked me for treansfer of my Outstanding of ABN Amro Bank . But they sent me a cheque of And Cheque No 525 703 dt 5.02.2007 issed in favour of ABN Amro Bank was not used and as per my Credit Card it is used. Actually , this cheque was misplaced by me and I have never used this facility. But there statement reflected this entry and I was of the opinion that they have transferred automatically, but later on I came to know that it was not transferred. At every time SBI Credit card raised the bill and I refused them to give my statement and I refused to make payment without my all statement. But they have issued a notice and have paid following cheques: 1) Ch No 0802995 amounting to Rs 5,000.00 drawn on HDFC Bank Ltd and cheque was cleared on 3rd October 2008.
2) Ch No 0923493 amounting to Rs 7,681.11 drawn on HDFC Bank Ltd and Cheque was cleared on 24.01.2009. But still my CIBIL report is showing Outstanding Balance and I have written various mails to SBI and letter to SBI but no reply is received. So you are requested to look into the matter and clear my CIBIL Report and refund of Rs 11,250.00 . It is further requested that Yourgoodself should take an proper action against SBI Bank for my harrsement & issue sho
25.04.2011 The Governor, Reserve Bank Of India, New Delhi. Sub: Harrasement by SBI Credit Card
Dear Sir, I was holding SBI Credit Card and my Credit Card Numbr was 5264 6853 1510 0469. Lateron on phonebanking SBI Crdit Card persons asked me for treansfer of my Outstanding of ABN Amro Bank . But they sent me a cheque of And Cheque No 525 703 dt 5.02.2007 issed in favour of ABN Amro Bank was not used and as per my Credit Card it is used. Actually , this cheque was misplaced by me and I have never used this facility. But there statement reflected this entry and I was of the opinion that they have transferred automatically, but later on I came to know that it was not transferred. At every time SBI Credit card raised the bill and I refused them to give my statement and I refused to make payment without my all statement. But they have issued a notice and have paid following cheques: 1) Ch No 0802995 amounting to Rs 5,000.00 drawn on HDFC Bank Ltd and cheque was cleared on 3rd October 2008.
2) Ch No 0923493 amounting to Rs 7,681.11 drawn on HDFC Bank Ltd and Cheque was cleared on 24.01.2009. But still my CIBIL report is showing Outstanding Balance and I have written various mails to SBI and letter to SBI but no reply is received. So you are requested to look into the matter and clear my CIBIL Report and refund of Rs 11,250.00 . It is further requested that Yourgoodself should take an proper action against SBI Bank for my harrsement & issue sho
25.04.2011 The Governor, Reserve Bank Of India, New Delhi. Sub: Harrasement by SBI Credit Card
Dear Sir, I was holding SBI Credit Card and my Credit Card Numbr was 5264 6853 1510 0469. Lateron on phonebanking SBI Crdit Card persons asked me for treansfer of my Outstanding of ABN Amro Bank . But they sent me a cheque of And Cheque No 525 703 dt 5.02.2007 issed in favour of ABN Amro Bank was not used and as per my Credit Card it is used. Actually , this cheque was misplaced by me and I have never used this facility. But there statement reflected this entry and I was of the opinion that they have transferred automatically, but later on I came to know that it was not transferred. At every time SBI Credit card raised the bill and I refused them to give my statement and I refused to make payment without my all statement. But they have issued a notice and have paid following cheques: 1) Ch No 0802995 amounting to Rs 5,000.00 drawn on HDFC Bank Ltd and cheque was cleared on 3rd October 2008.
2) Ch No 0923493 amounting to Rs 7,681.11 drawn on HDFC Bank Ltd and Cheque was cleared on 24.01.2009. But still my CIBIL report is showing Outstanding Balance and I have written various mails to SBI and letter to SBI but no reply is received. So you are requested to look into the matter and clear my CIBIL Report and refund of Rs 11,250.00 . It is further requested that Yourgoodself should take an proper action against SBI Bank for my harrsement & issue sho
dear sir, plz let me know how to proceed with the complaint od intimidating calls from the axis bank, demanding payment and interest despite making the payment long back. i also have received the sms stating that the axis bank has already received the payment.
I have been holding sbi credit card for three year & have been contisuly giving their dues & if not possible I would give the minimum payment due. But do you some & purchase the amt raised to Rs. 9000.00. But I use to give the min. payment every month. From May 2009 I have been writing to the company & also giving a request on the toll free no For the EMI scheme which they had offered.Two times they have also collected signed application & verification documets.Then I was told that I will get a call from call centre & will have to drop 12 chq. for the said amt which was now 12000.00. Sir from that time till today I have been waiting for the call but I use to do the min. amt due payment or more. Now for last two months I have been requesting for settlement. In the month of dec I was told that the settlement amt is 13000( thirteen thousand) & will have to pay in three parts.Due to family problem & no payment I requested the person who had come for collection of amt that I am ready for it but will do it in next month i.e Jan. & gave him cash of Rs. 1000.00 & took a repiect for it. Now they say that the settlement amt is 16500.But today also I am ready for settlement on Rs. 13000. & I have the money ready. But now they are not ready for it & say that the total outstanding is Rs. 22000.00 Now what should I do. Pls tell me
