looks like Sarfraz and his wife have got the wrong attitude for life,,dont they know the famous hindi kahavat" JITNI CHAADAR UTNA PAIR FAILANA CHAIYEE".....Brother looks like for you life is a gamble....who told u to buy a swift if u cant afford and cry now...Ok lets say tomm if u have kids and ur wife wants to stay home where will u get the additional income from.....looks like u have not introspected ur future...U want to live a dream lifestyle, have u give a thought on medical finance if required.where r ur savings????why 2 use a credit card if u want to cant afford it and then crib abt it.... What is the MORAL OF THIS article..
Sarfraz is clear that he wants to earn more and lead a more expensive lifestyle, thats his problem..So what does Prasanna the author wants to convey?
RE:Senseless article--WRONG attitude of lifestyle..
by Ikisswonderland on Jul 12, 2008 04:08 PM Permalink
Even if half of whats told is true, these guys live on the edge. People needs to see this and learn how not to live in dept, without any cushion for emergencies & they have no kids in the equation.
RE:RE:Senseless article--WRONG attitude of lifestyle..
by ravi Tiwari on Jul 14, 2008 05:30 PM Permalink
I could not understand what they want from life.This couple is earning 85,000/ per month and still making cry for money..God bless them......
RE:Senseless article--WRONG attitude of lifestyle..
by Mohan Saini on Jul 10, 2008 12:52 PM Permalink
very rightly put deepak. if we cannot learn to live within our means then this is just the tip of the iceberg of the financial mess. my advice get away from plastic money!
RE:Senseless article--WRONG attitude of lifestyle..
by C Mohan on Jul 10, 2008 06:59 PM Permalink
Credit card does'nt mean extra spending.The y did'nt buy house/car through credit card.Actually it's the desire to live "BIG", coupled with easy loans isthe cause.
the best way to beat inflation in India is to stop the bribes that has its roots from Congress House.People lineup up with suitcase of money to get all sorts of scrupulous work /license cleared with government consent that has been followed in India right from its formation as a republic. Big shots & politics has made the common man suffer in India.
RE:me
by Great Opportunity on Jul 10, 2008 12:29 PM Permalink
till a short time back, you were writing blogs as if you are "HE" now today you claim you are "SHE" what's the miracle?
Pranab Mukherjee and A.K. Antony were the policy making idiots of Congress. They are okayed MMS to go forward and they are fooling here the Left. Those people work for their boss BUSH what was doing for last 60 years.
RE:Pranab Mukherjee and A.K. Antony were the policy making idiots of Congress. They are okayed MMS to go forward and they are fooling here the Left. Those people work for their boss BUSH what was doing for last 60 years.
by Great Opportunity on Jul 10, 2008 12:28 PM Permalink
Sahadevan, you are a psychic case. What's the topic and what bullshit you are writing.
Wait a while. Indian Public will reply to everything in its own sweet way.
A majority of India's people are either jobless or working for daily wages. Even for the "working" class, how many can really do something to increase thier earnings - 5%? or max 10%? In the salaried class, Govt has got salary scales and promotion policies whereas private firms increment salsry thru some sort of appraisal processes. Where is the opportunity for an employee to decide how much he gets? So, this article is meant for the lucky 5% who can make decisions on thier salary?
Also, people are not much bothered about real problems: in the example itself, mr.Sarfraz is more bothered about teh 11.5% interest he pays on a "real" investment whereas he is not at all worried about the 13.5% he pays on the car loan(assuming 5 years repayment). Why hasnt he decided to buy an Alto without taking a loan? And what about credit card charges? When the salary might have increased at least 20% since 2005 (assuming a min. 6 or 7% annual increment), why should one complain about an increase of just 14% in outgo?
So, such articles does not propose anything really useful to someone to beat the current inflation.
RE:Managing inflation
by bhaskara rao on Jul 10, 2008 12:14 PM Permalink
You are right.They eat thrice monthly out which definitely costs atleast Rs2000/- which can be saved.
When interest gone up now the property cost also increased to more than that. Why u worry abt it. I feel the interest on deposit should increase to 25% in normal case. U ppl do not have any problem to pay 42% to Cr. card provider for availing loan from them for lux item, then why u fear to pay about 25% interest for your own home with others money.
