Investment depends upon the knowledge and funds size of the individual.
Insurance is the first basic investment one has to do if he has a family.
If there are balance funds available then divide the investments into three parts. 30% in hignly liquidy like bank deposits. 30% in property. And Rest 40% in mutual finds or in shares depending upon your knowledge.
Ivestment in the falling market has to done part by part. If the market falls more you can average it out.
Its always better to trade yourself instead of depending on mutual funds and other fund managers. I do have certain picks which will fetch you in long run. Like for example Radico Khaitan at current levels is very attractive, SRF, Melstar Information Technologies etc. The best thing is to get a demat and do it yourself carefully. But for the mean time, watch out sensex dipping to 9000 - 9500 levels and then you can pick the above mentioned stocks which will definately give you a return of 100% in a six month horizon.
What is the apropriate intrument in insurance and mutualfund to be invested. so that will give good return as well as security. whether the insurance company LIC or other private company is to be selected. advice
