I am a fresher to Investment field. I just wanted to enter into investment field now. What could be the best way to do? Should I go for Mutual Funds as everyone says are SAFE? I am feared because if everyone starting investing on MFs will they saturate? pls share your opions
With the bourses calming down after the aggressive balooning up of the Sensex, the best stable investments are NSC (interest rates remain same till the maturity period), PPF & investments in MFs via the SIP route. Switching over to other MFs (tracking the performance reqd on continuous basis) maybe the better option to gain th emax out of the investments in MFs.
If you are above 35 look at safe investment options/ rather savings options like PPF/NSC Post office schemers/Bank TD's etc.
If you are in age group of 20-35, i think you can take more risk. So invest wisely by spearding risk in Equities/Commodities/Gold/Real Estage or any unorganised family business with high returns.
But for anyone term insurance plan is a must, that the effective way to protect your family @ lower cost.
Ofcourse please take a final look before you make a decision.
the best investment we can do with our money is to make good karma and protect dharma - correct education, development of human resources, social cooperation and social work, protection of the environment. very soon the only things that will matter will be: fertile land to grow food, clean water for drinking, and good relationships with your neighbors.
In the present day volatile market it would be prudent to invest in bank deposits only even though the return is a little less. All invsesments are speculative and high risk factor is involved. If you are able to control your spending habits judiciously the return should keep us going. Our finance minister in his anxiety to generate funds and to curb hidden money has suggested very stringent measures which does not seem to be healthy in the long run. Persuptions differ . Sethuraman
