It is good to invest in luxury products like ac, home theatre, home remodelling, kitchen remodelling, batroom remodelling. You could install a bath with a jacuzzi. These things will pay of in the long run medium run and short run.
I think one should invest in educational sector. It is a necessesity of one and all and the supply is much lower than the demand. Any level of education is fine from Play Groups to Management colleges
At this moment market has become very volatile and there's a lot of risk in investing in shares. Although interest rates of banks have been increased, but still they are low if compared to the returns that an investment done in mutual fund gives. PPF is a long term investment. Same goes for NSC's too. Although in both of the above two investments (PPF and NSC's) your money is at no risk, but you expect only a fixed amount of interest on maturity. So I think the best way of investment at this moment should be MUTUAL FUNDS. Her our investment is diverisfied into different sectors by the fund manager and so our money is at minimum risk although there might be huge corrections in the stock market. Besides if the market goes up, as we have seen in the last few months, you can expect a good return. But even in MUTUAL FUND, I would suggest investing your money for the time span of atleast 2-3 years if at all you expect good returns. After all there is no short cut to make huge amounts in short time.
I thing the best investment will something that gives regular return and not very much risky. One such thing is with a good boom predicted in telecom sector more and more cell phone companies are putting up signal towers. If you can purchase a small plot of land (even on loan) and give it on lease to the cell phone company... Think about it
Investment in all these factors may give you better returns. Before investments, one must look into macro and micro factors. There are no applicable rules.
My predictions goes in this way.
==> Property may give the better returns atleast next 2-5 years from now. If that investment is in right place. Because, Govt. has allocated lot of funds for infrastructure development. ** Like 15000 crs allocation for Mega Power plants, and proposal to implement nuclear plants and hydal projects etc.
** creating SEZs in greenfield areas...it may lead more national and international co., to setup their units.
** consistancy in INR/ USD currency fluctuations.
** Increasing FDI limit in Aviations.
and Banking regulations ..like reducing CRR ans SLR to allocate more funds to Industries.
** opening up in Service industires (Hospitality, ITES & BPOs).
===> All the above factors are also applicable to Stock Market and gold markets indirectly.
Govt. must look into PPF and NSC and Bank rates. and Last not least, Mansoon. This is the Major factor to be considered before investments and type of Sector your investment goes.
The most lucrative investment avenue is commodity market. Although, prices of gold, fuel etc have gone up but its worth investing in them since the prices will go up further to cater to the rising demand in near future.
